Personal Checking

A checking account is one of the most important tools for managing your day-to-day finances. And whether you’re looking for rewards and lots of extras or just simple, straight forward, access to your funds, you can count on Andover Bank for an experience that fits into your life and tools that put you in charge of your finances - no matter where you are.

All checking accounts feature:

• Online & mobile banking with bill pay, mobile deposit, and account alerts
• Free ATMs at more than 32,000 MoneyPass network locations
• 24-Hour telephone banking
• Preferred pricing on personal loans^*
• Overdraft protection
• MasterCard debit card with:
  • Advanced debit card controls
  • Mobile Wallet (Apple Pay^™, Samsung Pay^™, Google Pay^™)
  • Transfer the Cents

Need to reorder checks? Quickly and easily reorder checks online.

Switching your banking to Andover Bank is simple. Use our Personal Banking SwitchKit.

Affinity Checking

Rewarding your relationship with more. More interest. More discounts. More perks. It's our way of saying thank you for your relationship with us.

• High yield, premium tiered rate, paid monthly (with qualifying debit card activity and e-statements**)
• Free statement savings account
• Transfer the Cents
• $250 off mortgage closing costs
• No minimum required to open account
• $10 monthly fee – waived with $2,000 in monthly account deposits; or $5,000 combined deposit and loan balances

Open Account

Rewards Checking

Benefits that matter to you - free checks, money orders and cashiers checks, a free linked Companion Savings account with a bonus rate^*** - all at a low monthly fee. It's all the perks you want, and nothing you don't need.

• Earns interest monthly
• 1 free box of basic checks per year (shipping charges apply)
• 8 free money orders or cashier's checks per month
• Safe deposit box discount
• No minimum required to open account
• $6 monthly fee
• Transfer the Cents

Open Account

Interest Checking

Get your money growing with interest paid on all your balances. A straightforward checking account that gets your money working right from dollar one.

• Earns interest on all of your balances monthly
• $10 monthly fee waived with $1,500 minimum daily balance
• No minimum required to open account
• Transfer the Cents

Open Account

Value Checking

Simple access to your funds. No monthly maintenance fee with enrollment in e-statements, no matter your balance.

• Free e-statements or $3 monthly paper statement fee
• No monthly fee or minimum balance
• No minimum required to open account
• Transfer the Cents

Open Account

Ready to get started, or need help choosing an account?

Stop by a banking center to open an account with a banking specialist or give us a call at (844) 259-5473. A personal banking specialist will help you find the checking account that matches your unique needs.

Make the switch to Andover Bank today. Use our Personal Banking SwitchKit.